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How To Finance Your Big Purchases With A Personal Loan This Festive Season


New Delhi: The festive season is upon us! And with Diwali around the corner, it’s time to start planning your celebrations. To make the best of the festive season, you can renovate your home with new fixtures and appliances, book a vacation for the whole family, buy a car, and more. Executing these plans requires an influx of finance, and you can easily opt for a collateral-free instant personal loan to manage big purchases easily.

During festivals, lenders are likely to have the best personal loan offers. If you are looking for a low-interest rate personal loan, now is the time you are most likely to get it. 

Use the personal loan EMI calculator to compute your monthly instalments and choose a flexible tenor to plan your repayment conveniently. To know how you can finance all your big purchases this festive season with the help of a personal loan, read on. 

Get a high-value sanction to meet big-ticket purchases with ease

A personal loan allows you to get up to Rs. 25 lakh. With it, you can conveniently fund major festive expenses such as buying new electronic gadgets and home appliances, repainting your exteriors and interiors, and more. This festive season, you need not worry about finances to opt for the best personal loan online. 

Qualify for the loan with ease and focus on the festivities

You can get the loan approved quickly with minimum documentation and shift your focus to festive celebrations. The highest possible sanction will depend on your eligibility as per the lender’s criteria based on your income and CIBIL score. To compute the maximum amount you can apply for, you can use a personal loan eligibility calculator. This tool is available on most lenders’ websites and can help you apply for a loan confidently. 

Get the amount within 24 hours to manage urgent expenses

Situations like medical emergencies, children’s admission to a premium institute, unplanned travels, weddings, and home repairs before a family get-together may need immediate cash flow. For all these expenses, you can rely on an instant personal loan. Here you can get the amount credited to your account within a day from reputed lenders.

Make the most of convenient repayment terms 

Most lenders allow you to choose a flexible tenor of up to 5 years and repay the loan in affordable EMIs. Just input the loan amount, tenor, and interest rate in the personal loan interest calculator and get your monthly instalment amount. 

Moreover, you can enjoy the Flexi facility with some lenders, which brings down your EMIs to a large extent. With it, you can pay only the interest as your monthly instalments during the beginning of your repayment term and manage finances better. 

An instant personal loan with all these features is ideal for checking things off your wish list. An option that offers all these perks and more is the Bajaj Finserv Personal Loan. Apply for it online instantly, enjoy on-the-spot approval, and get up to Rs. 25 lakh with minimal documents and easy-to-meet eligibility terms. 

You can also download the Bajaj Finserv personal loan app to make payments and check loan details on the go. This loan also comes with the handy Flexi facility, which can reduce your EMIs by up to 45%* during the initial repayment period. To select the best personal loan for yourself, check your pre-approved offer. This helps you get instant access to funds in just a click.

*Conditions apply

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